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February 2014

Maryland
Equestrian Club



The Maryland Equestrian Club is a fully-equipped horsemanship club located on the University of Maryland, College Park Campus. We are entirely non-profit and volunteer-run by students from the University of Maryland. Students can learn balanced seat English riding, teaching, training, practical horse care, and barn management. Please explore our pages to learn more!

Visit our website for further information!

   
Welcome to the Maryland Horse Council!

.  

Established in 1985, the Maryland Horse Council (MHC) seeks to unify, inform, and represent Maryland’s diverse horse community. As the industry’s state legislative representative and trade association, MHC protects and promotes the horse industry by providing a united voice in the Maryland state legislature and state agencies, by interacting with the media and the general public, and by keeping its members informed on issues that affect them and their horses.

In 1998, the MHC's lobbying efforts were successful in advancing legislation that created the Maryland Horse Industry Board (MHIB) with the Department of Agriculture. The MHIB serves as a commodity board that promotes the horse industry and licenses stables in Maryland.
 

 News / Upcoming Events

MHC's Evening at the Races

Saturday April 12th - beginning at 5pm

Rosecroft celebrates their 65th Anniversary! Come See the Pacers and Trotters!

Member Tickets - $35
(
Members may purchase as many tickets as they'd like)

Non-Member Tickets - $50 
(
Purchase of a Non-Member ticket comes with a 1-year Individual Membership!)

Join us for an evening of great speakers and exciting races!

A buffet dinner is included with your ticket*. (*Gratuity is not included.)

Click here for your Tickets 

5:30 pm - Ted Black

MidAtlantic Region of USHWA, United States Harness Writers Association & Reporter for Gazette will handicap races 1-4

6:00 pm - Helene Gregory & Jennifer Conner

Talk about Racing Under Saddle - Monte racing, a hybrid of harness and thoroughbred racing. A popular pari-mutuel sport in France, where many top trotters and drivers compete in both sulky and under-saddle races.

6:40 pm - 1st race to the gate

7:00pm - 2nd race

7:05 pm - Karen Craft

Trustee of Harness Horse Youth Foundation, Director of Facilities for Harrington Raceway.

7:20pm - 3rd race

7:40pm - 4th race

7:45pm - Julia Jesu

Close Up Show Stables

8:15pm - Tom Cooke

CSOA Standardbred Owners’ Association

(Time between races is subject to change.)

 

MHC's Business Network Meeting & Lunch

Tuesday, April 29th
11:00 am - 2:00 pm


Pleasant Prospect Farm
4389 Jennings Chapel Road
Brookeville, MD 20833

RSVP Required by Thursday, April 17th, 2014

(maximum 2 per business, farm, or charity & foundation)

How To Get A Loan For Your Equine-Related Business

Panelists
Keith WIlls, Commercial Loan Officer, Farm Credit; 
Patrick Shurney, Senior Vice President, Sandy Spring Bank

Moderator: Win Hayward, AXA Advisors

Looking to grow or launch a business? Do you need to expand or upgrade your facilities? Buy new facilities or invest in equipment or vehicles? Or maybe you just need a line of credit until cash flow improves, or a bridge loan?  Regardless of the type of loan or type of business, there are some specific actions that can help you qualify for getting the financing you need.  Plus, with interest rates low but forecasted to climb, NOW may be the most economical time to get that loan.  Horse businesses don't always fit neatly into the standard business molds. This session will help you determine what kind of loan you might need, where you might go to get it, and what you need to do to get your fiscal house (or barn) in order so that you can qualify. Discussion points will include:

  • What are some of the differences when applying for a business loan vs. a real estate loan?

  • What is a debt-to-income ration, how do I determine mine, and what do most banks require?

  • How does my credit score affect my ability to get a loan?

  • How can I convince my bank that my horse business is a real business?

  • What income documentation will the bank look for?

  • How do I build business credit instead of using my personal credit?

  • What are the pros/cons of interest only, variable rate and fixed rate loans?

  • Does owning property vs. leasing property affect my tax return?

  • What will I need to get a business loan? Is it worth going through the SBA?

  • What are some things I can do to prepare so that I am successful getting a loan?

  • What is a 1031 Exchange and why does it matter?
     

The Maryland Horse Council 2013 Annual Report is ready ... Click HERE

Congratulations to the Maryland Horse Council's newly-elected Directors-at-Large who will serve on the Board of Directors from July 2014 to June 2016.  Click HERE for the list of names.

 

MHC 7th Annual BBQ

Dodon collage

Thanks to everyone who came out ... we had a great time!

Check out the BBQ / Vineyard Tour photos in our Facebook album
(click on the collage) ...

 

Association Manager:  Margaret Rizzo at admin@mdhorsecouncil.org

 

 

 

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Association Manager:  Margaret Rizzo at admin@mdhorsecouncil.org

Maryland Horse Council     |     P.O. Box 141     |     Damascus, MD 20872     |     admin@mdhorsecouncil.org    |    301.502.8929

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